Bulnes Insurance Services
Providing you options for your insurance needs.
Types of auto insurance coverage
You don't have to compromise on car insurance. You can get both the reliable protection and the low rates you want! We will work with you to offer quality coverage that works with your budget. Depending on your situation, that could mean cheaper, more affordable car insurance. From exceptional services to low down payments to low monthly payments to multiple car insurance discounts, you can truly have it all.
Collision coverage
Covers expenses related to the damage or destruction of your vehicle from an accident or other collision
Comprehensive coverage
Covers expenses related to the damage to your vehicle caused by vandalism, theft, hail, fallen trees and more
Liability coverage
Covers expenses related to injury, death or property damage of others when you're at fault
Medical payments coverage
Covers medical expenses if you or your passengers are hurt
Uninsured & underinsured motorist coverage
Covers your expenses if the other driver is at fault and doesn't have insurance
Roadside coverage
Covers the cost of common roadside services like tire changes and jump-starts
Personal injury protection
Covers expenses related to injuries you sustain in a covered accident
Personal umbrella policy
Covers liability above and beyond your auto policy's liability underlying limits
Rental reimbursement coverage
Covers the cost of renting a car or other transportation expenses while your vehicle's in the shop due to a collision or other insured loss
We understand that your car is not just a vehicle; it's an essential part of your daily life. Whether you're commuting to work, running errands, or embarking on exciting road trips, your car plays a significant role in keeping you connected to the world.
We are dedicated to finding the perfect insurance solution tailored to your unique needs and budget.
Why Choose Us?
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Personalized Coverage: We believe in one size does not fit all. We will work closely with you to understand your requirements and customize a policy that suits you best.
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Comprehensive Protection: From collision coverage to comprehensive plans, we offer a wide range of options to safeguard you and your vehicle.
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Top-Rated Carriers: Partnering with reputable insurance carriers, we ensure you receive high-quality coverage from industry-leading providers.
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Affordable Premiums: You shouldn't have to break the bank for insurance. Our goal is to find the best coverage at the most competitive rates.
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Excellent Customer Service: Your satisfaction is our priority. Expect friendly, reliable, and responsive service from our team.
Our Coverage Options Include:
Liability Insurance: Your Shield on the Road
Automobile liability coverage is a critical component of any auto insurance policy, providing essential protection and peace of mind for drivers like you. This coverage is designed to shield you from the financial consequences of an accident in which you are found legally responsible for causing injuries or property damage to others.
Key Benefits of Automobile Liability Coverage:
Financial Protection: Accidents can lead to costly medical bills, property repairs, and legal expenses. Liability coverage ensures that you are financially protected, sparing you from having to pay these expenses out of pocket.
Legal Defense: If you find yourself facing a lawsuit due to an accident, liability coverage can help cover the costs of legal defense, offering you support during a challenging time.
Protection for Others: Liability coverage extends a helping hand to those affected by an accident caused by your vehicle. It demonstrates your responsibility as a driver to protect others on the road.
Compliance with Legal Requirements: In many states, carrying liability insurance is mandatory. Having the appropriate coverage ensures you meet legal requirements and avoid potential penalties.
Peace of Mind: Knowing that you are protected in the event of an accident can give you the peace of mind to focus on the road and enjoy your driving experience.
Understanding Liability Coverage Limits:
Automobile liability coverage is typically expressed with two limits, such as 100/300/50. These numbers represent the maximum amount your insurance will pay for different aspects of the accident:
$100,000 per person injured in the accident.
$300,000 total for all injuries in the accident.
$50,000 for property damage.
It's essential to select liability coverage limits that align with your needs and circumstances. Our knowledgeable insurance professionals will guide you through the process, ensuring you have the appropriate level of coverage.
Conclusion:
Automobile liability coverage is the foundation of responsible driving. It not only protects you financially but also demonstrates your commitment to safety and consideration for others on the road. Don't wait for the unexpected to happen – secure the peace of mind you deserve with comprehensive automobile liability coverage. Reach out to us today for a personalized quote, and let us help you drive confidently into the future.
Comprehensive Insurance
(Other than Collision)
Comprehensive insurance provides protection for damages caused to your car that are not a result of a collision. It covers various scenarios, such as theft, vandalism, floods, hurricanes, windshield damage, and fire. Like collision coverage, comprehensive will pay up to the fair market value of your vehicle, minus your insurance deductible. Though not legally mandated by any state, comprehensive insurance is often necessary if your car is financed.